Generally speaking, it is a good idea to speak to an auto accident attorney if you were involved in an auto accident. Even though it is natural to assume that your insurance ought to take care of all things, in actual practice, it is tough to recover all compensation you deserve for auto accident injuries you have suffered. You can talk to an experienced auto accident attorney in the area to review the case and he can guide you about the alternatives available for the pursuit of compensation. An experienced attorney can guide you about several aspects of the claim. Here are some important reasons why you need to hire the services of an attorney.
1. Identification of claim alternatives
Florida is one of the “no-fault” insurance states. Injured motorists are normally barred from filing claims against careless car drivers that caused the accident rather, they are expected to reach out to insurers for payment of damages such as lost income and medical expenses. When you are injured in an auto accident, in the beginning, you will have to file a PIP or Personal Injury Protection insurance claim. But, if you have sustained serious injuries you can file for full compensation against the car driver at fault. An expert auto accident lawyer can consider records and evidence to advise you about compensation possibilities beyond PIP such as suffering, pain, inconvenience, and mental anguish.
2. Fault assessment
Similar to other kinds of personal injury claims you have to establish the negligence of the other party that led to the auto accident. Most of the fault-based claims are filed against the other car driver. Your attorney can investigate to decide how the accident occurred and who was at fault? Some examples of negligence are,
- Following the car in front too closely.
- Running a stop sign, red light, or other traffic signs.
- Driving under influence.
- Aggressive driving.
- Distracted driving.
It is also possible that other parties are at fault for the auto accident depending on circumstances. A thorough investigation from the attorney will reveal evidence regarding the party at fault that could be,
- A regular commercial business.
- An automobile parts manufacturer.
- A government entity.
- A construction company.
There is also the possibility that several parties are liable in this claim and the recovery of full compensation for damages and injuries is related to the identification of all the parties at fault.
3. Calculation of damages
If you have suffered serious injuries during an auto accident, it is significant that you are aware of the full extent of damages that you are entitled to. If the insurer of the at-fault driver offers a settlement you have to be capable of deciding if it is fair before accepting it. Normally, the damages from an auto accident are divided into a couple of categories viz. economic damages and non-economic damages. Economic damages include lost wages, medical bills, loss of earning capability, and other out-of-pocket expenditures. Non-economic damages are emotional distress, pain and suffering, disfigurement and scars, and loss of consortium. Your lawyer can collect evidence on your behalf for supporting the damages in the claim.
4. Negotiations for a fair settlement
In case of a fault-based claim, the insurer of the negligent driver normally is the party that is liable for paying damages. The insurers may deny your claims and offer low settlements in hope that you will not take a legal path. It is overwhelming to try and negotiate with the insurer so, it is a good idea to hire an attorney for representing you in the negotiations. An experienced lawyer can protect your rights and he will act in your best interest.
Auto accident attorneys working in Rojas Law Group are experienced and have worked in line for several decades representing injured car drivers. They can understand difficulties faced by people seriously injured in auto accidents. If you live in Tampa, FL area you can expect personalized service and persistence regarding the claim.
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