Frequently Asked Questions


What should I do after an accident?

Here is what you should do immediately following an auto accident.

What does personal injury mean?

Personal injury, as a legal term, refers to any damages inflicted upon one person by another individual or entity.
Personal injury does not refer to cuts and scrapes and visible damage alone. In the context of a personal injury
claim, personal injury may refer to any physical, emotional, and/or financial damages suffered as the direct result
of another’s actions.

What is no fault insurance?

No-fault insurance ensures that benefit are paid regardless of who caused an accident or who may have been
responsible for injuries sustained in an accident. No-fault insurance pays for medical bills and lost income within
the limits of the individual’s policy. No-fault insurance is also known as Personal Injury Protection (PIP) under
your auto policy.

Who pays for my vehicle damages?

If you have collision coverage, you may choose to have your insurance company pay for the damages, minus your deductible. If the accident was not your fault your insurance company should collect the deductible from the other driver’s insurance company. If you do not have collision coverage, you can file a claim against the other driver for your property damages.

What is my claim worth?

It depends on the claim. Numerous factors and circumstances will ultimately influence the amount of compensation you may receive. It would be irresponsible for any attorney to tell you how much your case is worth before conducting a thorough case evaluation first.