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Recently AAA conducted a research study about new ADAS (Advanced Driver-Assistance Systems) technologies including adaptive cruise control, automatic braking, and lane-keeping assistance. While these technologies were created to help keep you and your passengers safe while you’re driving on the road, this research discovered that it may be causing car accidents instead.

What AAA’s Research Discovered

In AAA Foundation for Traffic Safety’s most recent study about ADAS technologies they discovered that the people who are the most distracted by these ADAS technologies were those who owned a vehicle with these technologies installed within them. Although you’d think that these people would be less distracted since they should already know how their vehicles’ ADAS technologies work, this simply was not true. Instead these drivers were much more distracted (some of these drivers were observed engaging in texting or adjusting their radio) when they had their ADAS technologies activated. In fact, when these ADAS technologies weren’t activated, the drivers were much less distracted.

The opposite was also true in that those people who weren’t familiar with these features were much more attentive and engaged while behind the wheel.

This doesn’t mean that these ADAS technologies aren’t worthwhile. They really do have a lot to offer, especially when it comes to safety and comfort. However, it’s important for drivers to realize that these ADAS technologies were never meant to replace their attention and engagement that should always be present while they’re behind the wheel. After all, you never know when this technology may fail and if you’re too distracted you may not be able to avoid a car accident when it does.

According to AAA’s executive director, Dr. David Yang, the bottom line here is that long-term use of ADAS technologies is the problem.

How to Combat Complacency

There are some things you can do to help you not become complacent in your use of these technologies. This is important since complacency is one of the main factors in the majority of car accidents that happen on the roads today. With this in mind, AAA says that you should make sure that:

  • You’re always active and engaged, even when you’re using lane-keep assist and adaptive cruise control technologies.
  • You know what ADAS technologies are installed in your vehicle and how each of them works.
  • You remember that while these ADAS technologies are great and can be quite helpful, they do have their limitations.

Conclusion

You never know when a car accident may happen. Despite your best efforts to remain alert while on the roads, you never know when another driver has become complacent. Of course, this is why it’s so important to know how to drive well defensively. It’s also important to know where to get help from an experienced lawyer when you do end up in an accident, regardless of whose fault the accident is. If you get into an accident while living in Tampa, Florida you should reach out to the Rojas Law Group. Put Attorney Rojas to work for you and you’ll put your anxiety about the accident to rest as well.

Unfortunately, disaster has a way of happening when we least expect it. This is something that bankruptcy attorneys know all too well. After all, people rarely make an appointment to talk to these lawyers when their lives are going well. Instead, clients enter their offices when something has gone horribly wrong, oftentimes quite unexpectedly – for instance, a car accident. If you find yourself in this scenario, relax you now have an option available to you to help discharge the debt.

How Bankruptcy Deals with Property Damages from Car Accidents

According to the law you as a debtor can discharge debts for any damage that resulted from a vehicular accident. The only exception to this is Section 523(a)(6) which says that you cannot discharge property damages that you’ve willfully and maliciously caused to another person or their property. This is something that was demonstrated by the U.S. Supreme Court in the Kawaauhau v. Geiger matter, 523 U.S. 57, 61–62 (1998) whereby willful and malicious acts were differentiated from negligent and reckless acts.

According to this case willful injuries are those that are deliberately or intentionally done. Typically, this means that an auto accident will fall outside of this scope. Even if you’re caught driving drunk, you’re usually charged with actions of “reckless disregard” and not ones that are “willful and malicious.” The only exception to this occurs in a car accident Chapter 7 case. If you file a Chapter 13 case though, there isn’t a property damage exception. This means that any damage that resulted from your vehicular accident will automatically be discharged in a Chapter 13 case.

How Bankruptcy Deals with Personal Injury Debt from Car Accidents

Unfortunately, when it comes to personal injuries the bankruptcy code is less forgiving. There are in fact a lot of restrictions related to discharging such debts. Section 523(a)(9) contains the most restrictive of these exceptions. It has to do with driving while you’re under the influence of alcohol and it doesn’t matter if you file a Chapter 7 or a Chapter 13 case, it still applies to you.

It is quite possible for the court to find that your judgment satisfies all the necessary elements to meet an exception according to Section 523(a)(9) but it still isn’t bound by an acquittal in a state DUI case. This is because the standard of proof is different for criminal proceedings in the state court. A bankruptcy may also discover that under Section 523(a)(9) personal injuries can’t be discharged even if you aren’t charged with or you’re acquitted of a criminal DUI offense.

Conclusion

For more information on how all of this works and what your rights are concerning your car accident if you were to file a Chapter 7 or a Chapter 13 case, contact the Rojas Law Group today. Over the years Attorney Rojas has helped many people successfully navigate their way through these grey areas of the law. Make sure to give her a call today and set up an appointment so she can help you too.

Picture Credit: Matthew T Rader

When you’re driving alone at night in Florida you face some additional dangers that you wouldn’t otherwise be faced with. Not only are other drivers more fatigued but there are also drunk drivers on the road too. Add to this the fact that visibility is generally poor and that there may be wildlife on the roads, and you can see that you’ll need some safety tips to help you navigate the roads safely after dark. This is without even thinking about the fact that you may be a possible target for criminals.

Improve Visibility

Take good care of your eyesight. If you wear glasses or contact lenses, you’ll want to make sure you keep your prescription up to date. You should also consider getting a no-glare coating on them so that you can see better while driving at night. On the other hand, if you wear contact lenses, you shouldn’t drive at night if you’ve worn them all day. This is because they may become dry and uncomfortable.

As far as safety tips for the vehicle you’re driving, you should adjust both the interior and dash light to prevent glare. Also, make sure that you use your headlights and high beams as necessary so that not only you can see but you can also be seen.

Travel with a Passenger

When you’re traveling with a passenger in your vehicle, you’re less likely to be targeted by criminals. You’ll also have a better chance of staying awake and alert behind the wheel. Your passenger can act as an extra set of eyes as well. On a related note, you shouldn’t use cruise control at night. In this way, you’re forced to focus on the road but make sure that your passengers aren’t distracting you from doing so.

Keep Your Vehicle from Breaking Down

It’s important to perform routine maintenance on your vehicle and always keep your gas tank full. You don’t want to break down or run out of gas in the middle of a road after dark. Of course, you may still encounter an emergency and if you do you should remain in your vehicle and call for help.

Don’t get Lost

Make sure you know where you’re going and how to get there. Always take the main route so that you’ll have more businesses open and landmarks available. Even if you’ve traveled this road several times in the past, it may still look different in the dark.

Be Aware of Criminals

When a criminal can see that they can’t easily access your vehicle or that there isn’t anything in your vehicle that they want to access, you’ll be less of a target for them. You can take this a step further by keeping your interior lights turned off at night so that the inside of your vehicle is less visible.

Sometimes you may notice that another driver is either acting suspiciously or aggressively. Always trust your instincts in these circumstances. Make sure you lock your doors, call for help, and drive to a police station, open business, or a gas station.

Be Alert

It’s important to keep the interior of your vehicle cool and never drive when you’re feeling exhausted. The darkness of night can make you feel even more tired. If you must drive, drink some caffeine and take frequent breaks.

Contact an Attorney if Necessary

Despite your best efforts to follow these safety tips you may still be injured in a car accident. When this happens, you may have a legal claim on your hands. This is when you’ll want to contact the Rojas Law Group to ensure you get what you deserve out of your claim.

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The National Highway Traffic Safety Administration (NHTSA) says approximately 80% of reported motorcycle accidents result in either injury or death. This is why safety is so important. Fortunately, there are some things you can do here to help yourself.

Wear the Right Gear

When you’re riding your motorcycle, you should have long pants and sleeves on. It’s best if these are made of leather or another protective material. Additionally, you should also wear gloves, eye protection, and boots that cover your ankles. If you plan to be riding your motorcycle when it’s cold outside, you can either invest in heavier gear that’s been specifically designed for these temperatures or add additional layers of clothing to the ones you typically wear.

You also shouldn’t ever overlook the importance of wearing a helmet that’s approved by the Department of Transportation and covers your entire face. Light-colored helmets are best because they’re more visible. However, the helmet isn’t only for others benefit, but for yours as well. If you’re wearing a helmet when you get into a motorcycle accident, your much less likely to suffer from a traumatic brain injury. If you do get into an accident, make sure you replace your helmet right away. Otherwise it should be replaced once every 5 years.

Make Sure You’re Seen

You want to make sure the other vehicles you’re sharing the road with can clearly see you. This is why you should wear bright colors and have reflective elements on both your clothing as well as on your bike. Always have the headlight on your motorcycle turned on. Do your best to ride in the part of the lane where you’re most visible to other motorists but if you think they still can’t see you, use your horn.

Operate Your Motorcycle with Safety in Mind

New motorcyclists aren’t the only ones who should take a safety course offered by the Motorcycle Safety Foundation (MSF). Experienced riders should also take an occasional refresher course. Not only will such courses get you a discount with your insurance, but they’ll also teach you the importance of:

  • Being alert, especially around anyone who may be texting while driving
  • Watching for intersections, sand, potholes, railroad tracks, road hazards, and other motorcyclists
  • Not drinking or speeding – common causes of over 40% of motorcycle accidents
  • Avoiding bad weather or, at the very least, knowing how to safely operate your motorcycle in rain and wind

While you may think that you’ve learned these things before and since you already know them you’re prepared for anything that you may encounter while riding your motorcycle, you can never grow too secure in your knowledge. Doing so may lead you to become nonchalant in your driving, which could then easily result in a motorcycle accident.

A Head’s Up

In most motorcycle accidents the motorcyclist themselves typically aren’t at fault. When someone else’s negligence behind the wheel leads to your injuries, remember you have the same rights as other drivers. Sometimes this means that you’ll need to have an attorney exert these rights for you. Attorney Rojas used to ride a motorcycle and understands the extra exposure cyclists face. If this happens to you, make sure you get Attorney Juana Maria Rojas at the Rojas Law Group on your side.

Picture Credit: Sadiq Nafee

Oftentimes when a person gets into a car accident, they believe that their insurance will take care of everything for them. Unfortunately, when you’re in a fender bender you may underestimate its cost. However, any accident you’re in (yes, even a fender bender) can cost you a lot of money. Even if you’ve been paying your insurance company’s premiums for years, they may still not cover the entire cost of the accident. This is why it’s so important for you to right away decide if you need the help of an experienced attorney. In doing so you must take all the various costs of the accident into consideration.

Repairing or Replacing Your Vehicle

When your car is damaged in an accident, you’ll either pay a mechanic to fix it or buy a new car. If the accident is minor (e.g. scratches, dents), you may still pay a lot of money to have your car fixed.

Damage to Your Personal Property

When you have valuable items in your vehicle (e.g. laptop, camera, phone) during the time of your car accident you’ll need to pay to have the items replaced. This can easily add up to thousands of dollars.

Vehicle Financing

If you’re leasing your vehicle or using any other type of financing, you must continue to meet these obligations after your car accident – even if your car is deemed a total loss. This can be devastating, especially if you must take some time off work to recover from your injuries.

Medical Bills

After the accident, you may need to visit your local hospital’s emergency room. Even if it’s a “minor” accident you may still have medical costs in the future as you get follow up treatment. These bills quickly add up. They can be particularly tricky if you slowly develop symptoms because then your insurance company may say that they weren’t a result of your accident. Sometimes you’ll have to pay out of pocket for medications or for co-pays to see a specialist or have certain tests done. Even if you’ve only been in a minor car accident you should still be seen by a doctor because you don’t want to find out later that you did suffer an injury, only to be left fighting for your insurance company to pay the bill.

Lost Time at Work

When you’re injured you may be unable to return to work for a while. This will result in decreased income and it could also result in missing out on new opportunities that you could have otherwise taken advantage of (e.g. a promotion).

Incidental Fees

Even a minor car accident can result in many incidental fees adding up to a large cost for you to pay. Some of the things you should consider here include:

  • Taking a taxi, Uber, or Lyft to get places you need to be
  • Renting a car because you can’t use other types of transportation
  • Replacing your cell phone because it was damaged in the accident
  • Getting help at home if you’ve been injured (e.g. can’t use your hand)

Legal Fees

If the other driver blames the car accident on you, then you may have to defend yourself. This will result in you having legal fees. You may also have these fees if you must take your insurance company to court to get fair compensation.

Don’t dismiss this incident as not being serious enough to retain legal representation. Look at the costs that are involved and any legal situations you may find yourself in. By doing so you’ll see that contacting the Rojas Law Group is one of the best decisions you can make as you go through this ordeal. Don’t delay, call them today.

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Transporting your children to and from school can be dangerous. This is because the leading cause of accidents and injuries in Tampa to children stems from people not following car safety tips. With extra traffic on the roads during these times, your likelihood of being in a car accident increases. Such an accident can result in serious head or back injuries. Fortunately, there are some safety tips you can use to prevent car accidents from happening.

Know Who’s Responsible for Taking Your Children to School

You want to make sure that whomever is responsible for transporting your children to school is a responsible driver. When you let older siblings drive younger children to school, make sure that you talk to them first about making good choices while they’re behind the wheel.

Be Extremely Cautious Around School Buses

Not every child has been taught safety tips for school buses. As such, you should expect that children will run out in front of your vehicle and make other poor choices. It’s your job to be prepared for this to happen.

Watch for Pedestrians, Especially in School Zones

When children walk to and from school, they may use skateboards, scooters, and bikes. This means they could potentially be distracted. They may even be listening to music or playing with their friends as they move along to their destination. Although many parents have taught their children traffic safety tips, many parents have not. Regardless of whether they’ve been taught these things, children do sometimes forget these rules so you must be prepared for them to do surprising things and always maintain good car safety tips when you’re anywhere near a school.

Slow Down, Save a Life

If you’re caught speeding in a school zone, the fine is quite costly. Instead of speeding because you’re in a hurry, make sure you give yourself enough time to slow down while in a school zone – especially during bad weather.

Use age Appropriate Safety Systems in Your Vehicle

Your young children should be in age-appropriate car seats until they grow out of them. Older children should ride in booster seats until they’re tall enough to ride in your car without one. Regardless of what type of seat your child is riding in, the safest place for them to ride is in the back.

Entertain Your Children

Children can distract you by trying to tell you things or fighting amongst themselves. This is why it’s important to keep them distracted with games or activities. Doing so helps you maintain your focus on the road.

Watch out for the Sun

Sun causes significant glare, especially in the early morning and late afternoon. This is why you should always have sunglasses with you while driving.

Know who to Call When an Accident Occurs

Accidents aren’t always preventable – that’s why they’re called accidents. When one occurs make sure you call the Rojas Law Group right away. Located in Tampa, Florida, Personal Injury Attorney Juana Maria Rojas will help you understand your rights and get you the compensation you deserve so you can concentrate on healing and getting your life back to normal. Don’t delay when you’ve been injured in a car accident. Call him right away.

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It’s important for every driver to have a basic understanding of their state auto accident laws because you never know whether you may get into an accident. For those living in Florida, here’s what you need to know.

How to Report an Accident

Any accidents resulting in injuries or damages over $500 must be reported to your local law enforcement agency. If there are injuries, you must remain at the accident scene. Always make sure you exchange name, address, phone number, and VIN with the other driver. If at all possible, also obtain the names and numbers of any witnesses, take note of the weather conditions and take photos of the vehicles’ final resting spot.

Insurance Requirements

Since Florida is a “no fault” state your insurance pays the first $10,000 of medical expenses regardless of who’s at fault. Nevertheless, you must still report any accident to your insurance immediately. Please never ever, sign a release from an insurance company without consulting with an attorney. You don’t know if your insurance will cover all your injuries and any property damage that you’ve sustained. If sign a release, you forgo any future law suit and may be short changing yourself. As a driver in Florida you are responsible for carrying car insurance with:

  • A minimum of $10,000 For personal injury protection (PIP)
  • A minimum of $10,000 For property damage liability (PDL)
  • this pays for non-property related costs (e.g. personal injury, lost wages)

Statute of Limitations

When you’re injured in a car accident or have suffered property damages because the other driver was negligent, Florida’s auto accident law clearly states that you have up to four years from the date of the accident to file a lawsuit. If you get into an accident with a government entity (e.g. a city bus), you must file a 6 month notice of intent to make a claim before you can make a claim.

Comparative Fault Rules

There are times when both you and the other driver may be found partially at fault. Even if are partially at fault, you may still be able to make a claim. Each situation is different so it is important to consult with an attorney as soon as possible after the crash. Evidence needs to be preserved and witness statements taken.

How Accident Settlement Amounts are Determined

When your injury claim is made there are a variety of factors that are taken into consideration to determine case value. Some of the items that are considered include:

  • The severity of your injuries
  • The cost of the medical care for said injuries
  • If you have lost wages or will do so in the future
  • How much of the fault is yours
  • The amount of the insurance coverage
  • How much evidence you can provide in support of your case
  • Impact size
  • Whether you’ve been in prior accidents and have been injured.

How to get Help When You’re in an Accident

When you’re involved in an accident the first number you should call is 911. They’ll help you get your car towed, take anyone who’s injured to the hospital, and allow you to calmly exchange information with the other driver. Your next call should be to the professionals at the Rojas’ Law Group. Attorney Rojas experience with the Florida’s auto accident laws will enable you to move smoothly through what could otherwise be a very troubling process.
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Almost daily the question is posed by someone: “Do I need a car accident attorney?” The quick answer is there are certain times when you definitely will.

There’s Been Serious Injury, or Someone has Died in the Accident

If a person was seriously injured or killed in the accident, you need to immediately contact an experienced lawyer. These types of accidents can result in complicated lawsuits or you may even need to file a lawsuit of your own to recoup the cost of your injuries’ medical treatment. Regardless which side of the law you’re on, the court will need to consider all the complex issues that are involved to determine the amount of the settlement. Since this could be quite costly you don’t want to represent yourself. Your car accident attorney will know what is fair and be able to guide you through this process. This typically begins with a free consultation so you don’t initially have to worry about consulting with an attorney

You Need Ongoing Care so You Can’t Work

When you’re injured so badly you can’t return to work afterwards a lawyer ensures that you receive the maximum compensation possible. It’s their job to calculate the amount of compensation to which you’re entitled. As they do so they’ll take into account any time you’ve missed from work, as well as how much your medical treatment will cost both now and in the future.

More Than one Person was Injured

Accidents involving three or more vehicles, pedestrians, property, or commercial entities complicates your insurance claim’s settlement and negotiation process and may result in several lawsuits. When you’re injured in this type of accident you should contact a lawyer immediately to discuss your case. They’ll help you fight for the compensation you deserve while keeping your liability to the minimum. They’re also responsible for communicating with the other parties’ attorneys as well as all insurance companies involved – something that can save you a huge headache.

There was an Uninsured Motorist Involved

If anyone didn’t have insurance at the time of the accident, it’s important to get a car accident attorney immediately. Motorists are required to have insurance to pay for any accident they may cause while driving. Unfortunately, not everyone obeys the law and when this happens your lawyer will help you evaluate your options and, if necessary, file a civil lawsuit to recover your monetary damages.

Evidence Concerning the Accident Needs to be Collected

When you’re injured in a car accident a lawyer can help you collect and analyze evidence to show who’s at fault and the monetary amount of the damages that occurred. If you’re driving a newer vehicle this is easier because they’ll typically contain a “black box” that records critical information when an accident occurs. This information can be used to establish how fast your vehicle was moving during the time of the accident and if you’re wearing your seatbelt. To access the other driver’s black box you’ll need a court order.

There are Upcoming Settlement Talks

Typically, a car accident lawsuit is settled before going to trial. This means you’ll receive a settlement from the driver who’s at fault. Unfortunately, this is usually an unreasonably low amount of money. You don’t have to settle for anything that isn’t fair because if you do, you’ll give up your rights. This is why it’s important to understand the extent of your damages and injuries before you engage in any negotiations. This is where an experienced car accident attorney can oftentimes get you a more favorable settlement.

When you find yourself in need of a car accident attorney in Tampa, FL make sure you reach out to the Rojas Law Group. They have the experience you need on your side.

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You may wonder how so many parking lot car accidents are happening today. These areas have some of the lowest speeds on the road, yet you oftentimes hear about cars crashing into buildings, driving off parking garages, and running people over. It’s enough to make you think you’re dealing with bumper cars in a maze.

Parking lot Accidents in Florida

These accidents often encompass more than a simple fender bender. In Florida there were over 32 people killed in such crashes last year while another 7,000 people suffered injuries. These numbers continue to grow each year in Tampa Bay. In fact, between 2015 and 2018 there was a 16% increase with over 5,600 accidents in 2018 alone. Unfortunately, this number is higher than all alcohol-related, motorcycle, and pedestrian accidents combined.

Why so Many Accidents are Occurring

There are so many parking lot car accidents happening today because of distracted driving. The statistics the National Safety Council has gathered about people driving through American parking lots today is scary. It found that:

  • 66% of drivers admit to talking on their cell phones
  • 56% say they text and send or receive emails
  • 49% admit to taking photos and watching videos

It seems as if drivers believe that since they’re not driving on a main thoroughfare the same rules no longer apply. Obviously, this isn’t true at all. In fact, Sgt. Steve Gaskins of the Florida Highway Patrol strives to remind drivers that they’re driving a two-ton vehicle whose physics don’t change regardless of where you’re driving it at. He says that even when you’re driving a vehicle at a slow speed, the fact that you’re moving means that you have 5,000 pounds of metal and steel rolling through your hands that could cause injury or death. Unfortunately, many drivers seem to no longer understand or remember this fact of basic physics when they climb behind the wheel of a seat of a car.

Since drivers aren’t paying enough attention to what’s going on around them it means that pedestrians must be on the lookout for these drivers. One person admitted that they saw the car coming from one direction when it hit them leaving a bruised hip behind. This is one of the minor things that happens to a growing number of people each year. Other more drastic things include cars crashing into stores and people getting ran over. About 7,000 people suffered from injuries due to such accidents and another 32 people died – this just in the state of Florida during the year of 2018 alone. It’s a 16% increase from the 5,600 accidents that occurred in 2015, only three years earlier.

Conclusion

Hopefully you’ll never be involved in a parking lot car accident, but if you are, you should know that you have someone on your side. The Rojas Law Group is there to help you recuperate your losses so you can continue living the life you knew before the accident. So if you ever get into one of these accidents, make sure you contact them right away.

Picture Credit: Amanda Farbo

While you can’t change the weather, you can change how you respond to it, especially during hurricane season. When you’re driving this can mean the difference between getting into a car accident and arriving safely at your destination. Fortunately, there are some things that you can do to avoid this season’s most common driving dangers.

Now through November 30 you’re faced with the hurricane season – especially from August through October. Although hurricanes aren’t too bad on the transportation industry, oftentimes there are lingering effects on the humans within the industry. For instance, Hurricane Harvey impacted about 10% of Texas’ trucking operations at some level in August 2017. Not only was some of the industry’s equipment and shipments damaged but drivers themselves faced threats before, during, and after the storm.

Expectations Before a Hurricane

Start monitoring the weather a few days before the hurricane is expected to hit. This is important because strong winds can start to make driving treacherous, pulling your car and flipping even larger vehicles like tractor-trailers. This is when you need to really stay alert, slow your speed down, and do your best to get off the road as soon as possible. When you do park your vehicle, make sure it’s next to a building that’ll help cut down the wind’s direct path so your vehicle doesn’t flip over.

Throughout the storm make sure you watch your local weather for any sudden, unexpected changes that may occur. You should also watch the U.S. Department of Transportation website for current road conditions and closings. Despite what you hear or see you must also remember to never drive your car through high water or when you can’t see the road. You don’t know if there’s a downed power line or other debris there.

Expectations After a Hurricane

Even though the hurricane season may be over there are still many things you need to watch for. It’s always good to heed these tips, especially directly after a hurricane:

  • Be on the lookout for damage caused by crumbling infrastructure or washouts.
  • Make sure your has enough fuel for dealing with traffic jams. Remember fuel stations in the affected area is probably closed.
  • Bring extra food and water for you. It’s difficult to find these things in the affected areas.
  • Don’t rely on GPS because you don’t know if the communication system may be down or overloaded. Bring a paper map along with you.

Preparing for More Than Hurricane Season

Although it’s important to prepare for driving during hurricane season, you want to make sure that you take precautions so you don’t get into a car accident at any other time of the year either. This is why you should always be prepared for weather changes that could quickly alter road conditions. Set up alerts on your phone so you’re aware of these things as soon as they happen. When you know that they’re happening, make sure you reduce your speed and leave a safe distance between you and the other vehicles around you on the road.

It’s also important to make sure your vehicle is ready for any emergency you may encounter. Make sure you have blankets, extra clothing, and road flares in your trunk. Keep your mirrors, taillights, and windshields clean. These things should go without saying but using your common sense when driving in bad weather really is the best way to avoid a car accident.

Of course, nobody wants to get into a car accident but if you do, you should know that the Rojas Law Group is there to help represent you. They’ve helped many people navigate their way through insurance and litigation over the years. If you’re in an accident this year, turn to them and let them help you put your life back together too.

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